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October Edition vol 1

Arbitrage Funds: Safe and Tax Efficient


By Vishwajeet Parashar- Senior VP & Group Head - Marketing, Bajaj Capital Ltd.

Arbitrage funds are a category of mutual funds quite similar to liquid funds or pure debt funds where returns range is 6-9 percent per annum but when it comes to taxation they are treated like equity mutual funds.


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Zero Depreciation Car Insurance Cover


By Narender Anand, Sr. VP & Product Head - GI, Bajaj Capital Ltd.

Zero depreciation cover, also called 'zero dep' policy, offers complete coverage without factoring in depreciation. It means, if your car gets damaged following a collision, you will receive the entire cost from the insurer.


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Generate better returns than Bank FDs


By Mohit Mittal- AVP & Head Fixed Income, Bajaj Capital Ltd.

After recent rate cuts by RBI, most of the banks have started reducing the interest rates in Fixed Deposits. On an average, banks have cut one-year deposit rates by 130 basis points (1.3%) in the last one year. If you invest in fixed deposit scheme with a nationalized bank, it would not yield you more than 8% today.


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Grab your free copy of tax saving guide for financial year 2015-16


Saving tax can help you reach your financial goals. Go ahead and save up to Rs. 78,795 on an investment of Rs. 2,55,000. To know the details download our tax saver guide designed for the current fiscal.

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I am your Liver: Your life and mine are dependent on each other


I am basically a non-complainer. I cannot and will not tell you when I am in trouble, until I am almost at the end of the rope. Then it might be too late to do anything. Hence, do take proper care of me. Your life and mine are dependent on each other.
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