Kotak Logo

The Golden plan for Wealth Creation

Key Advantages

Wide array of funds
Life insurance cover as per your need
Convenient premium payment options
Flexibility through partial withdrawal
Tax benefits under Sections 80C and 10 (10D) of Income Tax Act, 1961

Maturity Benefit

Entire maturity proceeds as an immediate payout in one go OR
Part of the maturity proceeds as a lump-sum and part as installments OR
Whole amount as installments.
The installments can be taken over a maximum period of five years.

Death Benefit

Basic Sum Assured less partial withdrawal, if any or
Fund Value in Main Account, or
105% of the Premiums paid up to the time of death
Top-Up Sum Assured
Fund Value of Top-Up Account, or
105% of the Top-Up Premium (in respect of each Top-Up Premium paid if any)

Fund Options

Classic Opportunities Fund
Frontline Equity Fund
Balanced Fund
Dynamic Floating Rate Fund
Dynamic Bond Fund
Dynamic Gilt Fund
Money Market Fund


You Pay

Rs.75,000 every year for 15 years

You Get

(Fund Value @4% p.a.)
(Fund Value @4% p.a.)
at the end of 15th year
*Calculations are done assuming a 40 year old male & 100% allocation to Dynamic Bond Fund. Basic Sum Assured is Rs.7,50,000. The above premium is for a healthy male for # PT/PPT 15/15 years. The above maturity values are net of all charges, Service Tax and Cess. The above illustration is shown assuming investment return at 8% p.a & 4% p.a.

Our core purpose is to add value to people's life through

Protection And Long Term Savings

Trade Logos displayed above belong to Kotak Mahindra Old Mutual Life Insurance Limited's promoting partners Kotak Mahindra Bank Limited and Old Mutual plc and are used by Kotak Mahindra Old Mutual Life Insurance Limited under license.

Kotak Ace Investment Plan - UIN - 107L064V02, Form No. - L064. Balanced Fund: SFIN - ULIF-037-21/12/09-BALKFND-107, Dynamic Bond Fund: SFIN - ULIF - 015-15/04/04 - DYBNDFND -107, Dynamic Floating Rate Fund: SFIN - ULIF - 020-07/12/04-DYFLTRFND -107, Dynamic Gilt Fund: SFIN - ULIF - 006-27/06/03 - DYGLTFND-107, Money Market Fund: SFIN - ULIF-041-05/01/10 - MNMKKFND-107, Classic Opportunities Fund: SFIN - ULIF - 033-16/12/09-CLAOPPFND-107, Frontline Equity Fund: SFIN - ULIF - 034-17/12/09-FRLEQUFND-107. This is a unit linked non-participating endowment plan.

The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.

Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Kotak Mahindra Old Mutual Life Insurance Ltd. is only the name of the Insurance Company and Kotak Ace Investment & Kotak Platinum is only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks and the applicable charges, from your Insurance Agent or Corporate Agent / Insurance Broker or policy document of the insurer. Tax Savings is including Cess. Tax benefits under Section 80 CCC & 10 (10D) of the Income Tax Act is subject to the condition mentioned in Income Tax Act, 1961. The tax laws are subject to amendments from time to time. Tax benefits on premiums paid and benefits received will be applicable as per the prevailing tax laws. Please consult your tax advisor for further details. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.


IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Kotak Mahindra Old Mutual Life Insurance Ltd.,

Regn. No.: 107, Regd. Office: 4th Floor, Vinay Bhavya Complex, 159A, C.S.T. Rd., Kalina, Santacruz (East), Mumbai - 400098 Website: http://insurance.kotak.com I Email: clientservicedesk@kotak.com Toll Free No. - 1800 209 8800. Insurance is the subject matter of solicitation.